Should You Buy Pre-construction Property in Panama in 2025? Here are the Benefits

If you’ve been checking real estate investment opportunities in Panama, you’ve probably have seen many pre-construction properties being promoted.

The idea of getting in early before a building is completed can sound like a risk, but when done right, it can be one of the smartest moves you make if you are investing in real estate in Panama.

With a more dynamic market in 2025, and with several residential constructions around all Panama City at the moment, there can be several benefits getting involved in any of these projects. Below in this article we explain some of the positive points so you can decide if this is the right move for you.

1. Lower Prices and Better Deals

One of the biggest advantages of buying pre-construction property is the pricing. Developers offer properties at a much lower price compared to what they will sell for once construction is complete. Early buyers often get access to pre-launch prices, which can be significantly lower than the market value once the project is finished.

This means you’re getting instant equity as soon as the property is completed.

Also, developers frequently provide flexible payment plans, this allows you to pay in parts rather than needing the full amount in advance. These payment plan makes investing more manageable and gives you time to organize your finances while the property is being built.

2. High ROI Potential

We have talked about interesting ROI potentials in a previous article. Panama’s real estate market has been steadily growing, and investing in a pre-construction property allows you to capitalize on this trend.

By the time the project is completed, the value of your property could have increased significantly. Many investors who buy during the early stages of construction see returns from 15 to 20% or more when they resell upon completion.

And if you’re planning to rent the property, Panama’s strong expat community and booming tourism industry mean there’s a solid demand for rentals, both short-term and long-term, as we explained in the article mentioned before.

3. Customization and Modern Features

Another huge benefit of buying pre-construction is that you often have the chance to customize certain aspects of your unit.

Depending on the developer and project stage, you may be able to choose finishes, layouts, and even minor design modifications. This is a big plus compared to buying a second hand property where you’re stuck with the previous owner’s design choices.

Most new developments in Panama also feature modern designs, energy-efficient systems, and in some cases smart-home technologies. This not only improves the quality in general of the property, but can also make the

4. Opportunities on Prime Locations

Pre-construction developments are often built in new trendy areas, giving early investors the first choice of the best units and locations within a project.

These opportunities can come on beachfront condos, a high-rise in the center of Panama City, or a resort-style developments, and buying early allows you to select the best view, layouts, and positions before prices go up and inventory becomes more limited.

5. Easier Entry into Panama Real Estate Market

Compared to buying an existing property, pre-construction can be a more affordable way to enter the real estate market. This is because payments are spread out over the course of the construction, hence you do not need to come up with the entire purchase price right away. This flexibility allows more investors to get started without the need for heavy upfront capital.

While there are plenty of advantages and benefits on getting in these types of projects, buying pre-construction also can have downsides, so it is important to have some considerations, such as researching the developer and their past projects, understanding the timeline of the construction and if it works for you, knowing your strategy (if you are reselling later, renting or living in the property) and finally working with professionals, ensuring that you can navigate the process of buying these types of projects smoothly and avoiding any inconveniences.